For Finance / For HR

Two teams, one transparent plan.

The same Cost-Plus program answers the CFO's questions and quiets the HR benefits desk.

A number you've never seen.

Full visibility into a cost that's always been a black box — and the control to dial your own risk. Your analysis is built on your data, not a generic projection.

Claims benchmarked line-by-line against Medicare
Defined margins: the greater of Medicare + 25% or Cost + 20%
Actuarial and fractional CFO support to model plan design, stop-loss, and reserves
Audit trail on every dollar paid